Effective Date: 30/12/2025

By accessing our website or subscribing to receive our digital products and courses, you agree to the following terms and conditions. Please read them carefully.

1. Use of Services

Our digital products and courses are for personal, non-commercial use only. You may not share, resell, or redistribute any content without written permission.

2. Subscriptions & Payments

Some products may be free; others may require payment. By purchasing, you agree to provide accurate payment details and understand that all transactions are processed securely via Systeme.io.

3. Delivery

All products and course materials are delivered digitally via email. It is your responsibility to provide a valid email address and check your spam/junk folders if materials are not received.

4. Refund Policy

Due to the digital nature of our products, all sales are final unless otherwise stated. If you experience an issue, please contact us, and we’ll do our best to resolve it.

5. Intellectual Property

All content, including text, videos, downloads, and branding, is owned by Helping You Out Ltd (HYO) and protected by copyright laws. You may not copy, reproduce, or distribute without permission.

6. Limitation of Liability

We are not responsible for any loss, injury, or damage arising from the use of our content. All materials are provided “as is” without warranties of any kind.

7. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our services after changes means you accept the updated terms.

8. Contact

For questions or concerns about these Terms, please contact:
Email: helpingyououtltd@gmail.com